Read the Key Fact Statement
Every regulated loan offer must come with a KFS showing the interest rate, fees and total cost. Compare offers using it.
For individuals & businesses
The right credit, explained clearly.
Kredova will help individuals and businesses find loans and financial products from RBI-regulated lenders, with guidance at every step.
Loan services are launching soon with RBI-regulated partner lenders. Register your interest and we'll contact you when they go live.Register your interest
How it will work
- 1
Tell us what you need
Share your requirement: a personal loan, working capital for your business, or another financial product.
- 2
We find suitable options
We introduce you to offers from RBI-regulated banks and NBFCs that fit your need, and explain each one clearly.
- 3
The lender decides
The lender assesses your application and decides on approval and terms, which are shown to you in a Key Fact Statement before you sign.
For borrowers
Know your EMI before you borrow.
Borrowing responsibly starts with understanding what you'll repay. Pick a loan type or set your own numbers to estimate your monthly instalment.
For illustration only. Your actual EMI depends on the lender's interest rate, fees and terms, which must be shown to you in the Key Fact Statement before you sign.
Borrower protection
Kredova never charges borrowers any fee and never asks for upfront payment to get a loan. Loans are offered only by RBI-regulated lenders, and any loan offer must come with a Key Fact Statement. If anyone asks you to pay to get a loan in Kredova's name, please report it to us.
Can I afford it? Add income and fees (optional)
Lenders usually prefer all EMIs within 40–50% of income. Always compare the APR in the Key Fact Statement, not just the interest rate.
Monthly EMI
₹14,404
Total interest₹45,692
Total repayable₹3,45,692
Principal 87%Interest 13%
What you pay each yearPrincipal Interest
Stay safe
Is this loan app safe?
Answer six quick questions about a loan offer or app you are considering.
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Did they ask you to pay a fee before giving the loan?
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Is the name of the bank or NBFC giving the loan shown clearly in the app and the agreement?
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Did you get a Key Fact Statement showing the total yearly cost (APR) before signing?
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Does the app ask to access your contacts, photos or call logs?
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Are they rushing you to decide now, or threatening you?
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Are you asked to pay or repay into a personal bank account or UPI ID?
0 of 6 answered · 0 red flags
Answer the questions above
We'll tell you what to watch out for.
Financial literacy
Borrow safely
Never pay to get a loan
Genuine lenders and their partners don't ask for upfront fees to approve a loan. If anyone does, it's likely fraud.
Check who is lending
Make sure the lender is regulated by the RBI. You can report suspicious entities on the RBI Sachet portal.
Protect your details
Never share OTPs, passwords or your full card or bank details with anyone who calls or messages you.
Register your interest
Be the first to know when we launch.
Leave your details and we'll contact you when loan services with RBI-regulated partner lenders go live. Registering is free and doesn't affect your credit score.
- We only use these details to tell you about our launch.
- No credit check, and nothing is shared with any lender without your separate consent.
- Kredova never charges borrowers any fee.