How we can help.

A mid-sized NBFC wants to add a digital personal loan, but has no app journey, no sourcing channel and needs every step to meet RBI digital lending rules.

• Design and deploy the web and mobile application journey
• Set up Key Fact Statements, consent capture and grievance flows
• Activate a DSA sourcing channel for the first borrowers

A bank and an NBFC agree to co-lend, but need a clear operating model, aligned credit processes and systems that talk to each other.

• Map the co-lending process, roles and approvals
• Review policies and agreements against applicable RBI directions
• Integrate data flows between the two partners' systems

A dairy co-operative wants to help member farmers buy cattle and feed, but most farmers have no formal income proof, and its partner lender needs a reliable way to assess them.

• Use milk-collection records as the basis for a product-wise credit rule set
• Set up assisted onboarding at collection centres, in a language the farmer understands
• Link repayments to milk payments, with live tracking for the co-operative and the lender

A lender working with several apps and service providers isn't sure every journey meets current disclosure, consent and grievance requirements.

• Walk through each borrower journey end to end
• Check KFS, disclosures, data handling and LSP arrangements
• Deliver a prioritised gap report and remediation plan

An NBFC wants to grow outside metros, but building its own branch and field network would be slow and costly.

• Source and qualify customers through a trained DSA network
• Support applications and document collection
• Provide local customer assistance after sanction

A microfinance institution still records group collections on paper, so reconciliation takes days and borrowers have little visibility of what they have paid.

• Give field officers a collections app with offline mode and digital receipts
• Add eNACH and UPI repayment options alongside cash
• Send vernacular payment reminders and confirmations to borrowers

A co-operative bank wants to offer gold loans across its branches, but needs consistent valuation, loan-to-value limits and tenure rules at every counter.

• Set up a tailor-made gold loan product with its own rule set
• Apply loan-to-value and tenure limits automatically at sanction
• Track renewals, repayments and auction triggers in one place

A retailer needs funds for stock ahead of peak season, but doesn't know which lender suits a business of their size.

• Understand the business and its credit need
• Introduce suitable offers from partner lenders
• Help with documents and the application

Different offers quote different rates and fees, and it's hard to compare the true cost.

• Explain the Key Fact Statement and total cost of each offer
• Guide the application with the chosen lender
• Stay available for questions after sanction

Self-help group members want to grow their enterprises but lack confidence with credit, savings and digital payments.

• Run sessions on budgeting, credit and safe borrowing
• Show how to use digital payments safely
• Explain how to raise a complaint and protect personal data