Banks
Digital lending, workflow transformation, co-lending, integration and portfolio visibility.
Solutions
Four capabilities. One accountable partner.
Use one service or combine them. Each is built for the realities of regulated lending: high volume, tight regulation and thin margins.
Find your fit
Which service fits you?
Two quick choices and we'll point you to the right place.
Pick one option in each step and we'll highlight where to start.
Early access
01 · Technology
Lending & payment platforms
Technology that takes a loan from first click to final repayment: origination, credit decisioning, servicing, collections, intelligence and integrations, plus web and mobile journeys for borrowers, branches and field teams.
Explore the platform →- Loan origination & management (LOS / LMS)
- Tailor-made loan products
- Product-wise custom rules engine (BRE)
- Process automation through AI
- Role-based access & full audit trail
- Collections, payments & open APIs
Available now
02 · Advisory
Governance, risk & compliance
Practical advisory from people who have run lending operations. We help lenders design processes that work on the ground and stand up to regulators, auditors and boards.
Talk to an advisor →- Regulatory compliance readiness reviews
- Controls on people, process & product
- Credit policy design & review
- Co-lending operating models
- Policies, SOPs and audit preparation
- Grievance and fair-practice frameworks
Partner onboarding
03 · Lending services
Sourcing & loan servicing
Customer sourcing and service support for banks and NBFCs as a Direct Selling Agent, Direct Marketing Agent or Loan Service Provider, under written agreements with each regulated lender.
Partner with us →- Lead generation (DSA / DMA)
- Eligibility pre-screening
- Live application tracking
- Customer self-service app
- Customer assistance after sanction
- Reach into Tier 2 and Tier 3 towns · no fees to borrowers
Coming soon
04 · Distribution & literacy
Financial products & inclusion
Access to loans, insurance and investment products from regulated partners as a referral partner or business correspondent, subject to partner agreements and applicable regulations, alongside financial literacy that helps people borrow safely.
Discuss a partnership →- Loans & insurance from regulated partners
- Business correspondent & referral services
- Vernacular language support, in a language the borrower understands
- Dairy & agri-linked credit access
- Programmes for SHGs and women entrepreneurs
- Financial literacy & safe-borrowing awareness
Self-assessment
Digital lending readiness check
Ten questions based on the RBI digital lending requirements. Answer honestly to see where you stand. Your answers stay in your browser.
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Do loan disbursals and repayments move directly between the borrower's and the lender's bank accounts, with no pass-through or pool account of a service provider?
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Does every borrower receive a Key Fact Statement (KFS) with the annual percentage rate (APR) before signing?
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Are all fees and charges included in the APR, with nothing charged that is not shown in the KFS?
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Can borrowers exit during the cooling-off (look-up) period by repaying principal and proportionate APR, without a penalty?
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Is a grievance redressal officer named, with contact details, on your website and on every lending app you use?
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Is borrower data collected only when needed, with explicit prior consent that borrowers can refuse or withdraw?
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Is all borrower data stored on servers located in India?
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Are your lending apps reported to RBI, and your lending service providers and their apps listed on your website?
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Do you avoid increasing credit limits automatically without the borrower's explicit consent?
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Do you capture each borrower's economic profile and make the credit decision yourself, not leave it to a service provider?
Industries
Built for the businesses shaping finance.
Solutions configured around the operating realities of regulated lenders and emerging financial businesses.
NBFCs
Connected origination, servicing, collections and management intelligence.
MFIs
Field-ready lending, JLG journeys, collections and financial inclusion.
FinTechs
APIs, embedded finance and technology infrastructure for new propositions.
MSMEs
Digital workflows and access to credit that support growth.
Dairy & agri-tech
Credit linked to milk collection, crop cycles and farmer networks, from dairy co-operatives to FPOs.
Built around finance. Designed for scale. Driven by impact.
Bring us your complex problem.
We'll bring financial-services thinking, technology and execution to the table.